NOW is the time to live the dream....

As we get older and work longer and harder than ever before, there is something we can't buy and that's time. We need time to enjoy ourselves with our family. We need time explore our beautiful country and live out our passions and ignite our adventures.

 

What if you can own a brand New Motorcycle from $30 per week.

What if you can own a brand New Car from $65 per week

What if you can own a brand New Caravan from $140 per week

Well you can

We have Brand NEW Motorcycles from $5,990 ride away with 12 months rego

We have Brand NEW Cars from $13,990.00

We have Brand NEW Caravans from $27,990.00

Our Finance Department has access to many lenders. We can create Finance packages to suit your needs.

Our Finance department has been operating for more than 20 years and our Business Manager specialises in Finance and Insurance for Cars, Bikes, Caravans, Horse Floats, Boats, Home Loans even Aircraft Finance.

We finance to your budget and lifestyle usually within FAST Approvals within 2 hours.

So to ensure you get the best deal give us a call on (02) 6772 9444 for a FREE NO OBLIGATION Finance PRE Approval.

EASY Finance

103 Rusden Street

Armidale NSW 2350

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Motor Vehicle, Caravan, Horse Float Loan

It's your choice
We wouldn’t choose a car for you, so why should we tell you which finance plan to choose? One of the five features below may suit you, or call us and we can talk you through the features and benefits.

Motor Vehicle Loan
Is the vehicle mostly for personal use? Do you want to eventually own it outright? Then this may be your best option. Loans start at $5,000  terms from 1 to 7 years.

Features

  • Flexible: loan terms of between 1 - 7 years, depending on your needs and the age of the asset you want to purchase.
  • Safe: Your loan may include loan protection that will cover repayments in case of unemployment, disability and death. We also offer shortfall protection and comprehensive motor vehicle insurance.
  • Personalised: Either fortnightly or monthly repayments.
  • Convenient: Repayments can be made via direct debit or BPAY.

Extra Benefits

  • Super-fast approval.
  • First month repayment not due until a month after contract settles.
  • Repayments fixed for the term of the contract.
  • Interest calculated daily on current balance.
  • Lower interest than standard unsecured personal loan.

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Vehicle Novated Lease

Need to use a car for your work? Want to be able to choose the car and take it with you if you leave the job? Then a Novated Lease may be for you.

Motor Vehicle Novated Lease

This loan is designed primarily for people who wish to choose their own company car then salary-sacrifice the monthly loan repayments – which may offer tax advantages. Novated Leases are typically three-party arrangements: the employee chooses the vehicle; Capital Finance buys the vehicle; the employer pays Capital Finance the monthly rental payments out of your pre-tax salary dollars.

Features

  • Flexible: payments are negotiated in your salary package and are organised by employers.
  • Economical: payments are made from your pre-tax salary.
  • Portable: you can take your car with you when moving between employers.
  • Extensive: loans start from as low as $5,000.
  • Comprehensive: 100% finance.
  • Convenient: repayments can be made via direct debit or BPAY.

Extra Benefits

  • You can choose your own vehicle.
  • Super-fast approval.
  • Novated leases are easy to transfer to a new employer.
  • Fixed repayments mean it’s simple to budget.
  • Potential FBT and income tax benefits.

Finance is subject to credit assessment and approval. Credit fees and charges are payable. Terms and conditions apply.

 

Vehicle Asset Purchase

Need a car for business? Want flexible payments so that you can own the vehicle? Asset Purchase (sometimes called Hire Purchase or Term Purchase) might be for you.

Motor Vehicle Asset Purchase

The main difference between Asset Purchase and leasing is that you are gaining equity in the vehicle with each rental payment. At the end of the rental term you’ll have 100% ownership. So if you use your car for business and want flexible payments to suit your cash flow, then Asset Purchase could be the best option for you.

In most cases you can choose to either finance the whole purchase or pay a deposit up front. You can also choose to include balloon payments up to any amount at any time during the rental period, so you can own the car sooner. Asset Purchase is sometimes referred to as Hire Purchase or Term Purchase.

Features

  • Flexible: terms of between 1 – 5 years with an option of a balloon repayment at end of contract to allow repayments to suit your budget.
  • Extensive: loans start from as low as $5,000.
  • Personalised: repayments are fixed for term of contract and can be structured to suit you.
  • Comprehensive: 100% finance or with an optional deposit / trade.
  • Convenient: repayments can be made via direct debit and BPAY.

Extra Benefits

  • Super-fast approval.
  • This product may offer tax advantages. Speak to your accountant for further information.
  • Structure repayments to suit seasonal cash flow.
  • Repayments fixed for the term of contract which means you can easily budget your monthly expenditure.

Finance is subject to credit assessment and approval. Credit fees and charges are payable. Terms and conditions apply.

 

Vehicle Chattel Mortgagehttp://images.canberratimes.com.au/2012/07/13/3451992/holden-colorado_729-620x349.jpg

Need a car for business? Want flexible payments? Would you like ownership the vehicle now, rather than after its paid off? Chattel Mortgage might be for you.

Motor Vehicle Chattel Mortgage

The main difference between Motor Vehicle Chattel Mortgage and Asset Purchase or leasing is that you have 100% ownership from day 1 rather than gaining equity in the vehicle with each rental payment and not owning the asset till the loan is paid off. This product may be of benefit to business customers who utilise a cash accounting system (we recommend you speak with your accountant for further advice). So if you use your car for business and want flexible payments to suit your cash flow, would like immediate ownership of the asset and the option of claiming back the full input tax credit then Motor Vehicle Chattel Mortgage could be the best option for you.

In most cases you can choose to either finance the whole purchase or pay a deposit up front. You can also choose to include balloon payments up to any amount at any time during the rental period, so you can own the car sooner.

Features

  • Flexible: terms of between 1 – 5 years with an option of a balloon repayment at end of contract to allow repayments to suit your budget.
  • Extensive: loans start from as low as $5,000.
  • Personalised: repayments are fixed for term of contract and can be structured to suit you.
  • Comprehensive: 100% finance or with an optional deposit / trade.
  • Convenient: repayments can be made via direct debit and BPAY.

Extra Benefits

  • Super-fast approval.
  • This product may offer tax advantages. Speak to your accountant for further information.
  • Structure repayments to suit seasonal cash flow.
  • Repayments fixed for the term of contract which means you can easily budget your monthly expenditure.

Finance is subject to credit assessment and approval. Credit fees and charges are payable. Terms and conditions apply

Motor Bike Financehttp://image.motorcyclistonline.com/f/newsandupdates/motorcycle_news/122_1110_2012_kawasaki_ninja_zx14r_first_look/38933745+w620/122-1110-01-o+2012-kawasaki-ZX-1400R+.jpg

Stop dreaming – start riding

If you’re a private buyer and want to own a motorbike outright, the Motor Bike Loan could be the best way to stop dreaming and start riding.

Capital Finance’s Motor Bike Loan can get you starting up sooner.

Motor Loan

  • One-stop shop. All costs, registration and insurance can be included in the loan, helping to manage your outgoings.
  • To suit you. Terms range from 1 year to 5 years.
  • Flexible. We have options so that you can pay either monthly or fortnightly.
  • No surprises. Our interest rates are fixed for the entire term of the loan, so you are protected from rate rises.

Finance is subject to credit assessment and approval. Credit fees and charges are payable. Terms and conditions apply.

 


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